General Discussion and Useful Links > Ask An Experienced Member

Sending money to China

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Mikael_Shim:
Bank Transfer to Bank Of China (provided the receiver has a BOC account) works fine and pretty fast. You just need the IBAN and Swift Code for the account.

Western Union works fine, although rather high fees. There are no real Western Union offices in China. It is China Post who acts as the WU main agency. Name should be fine if written in English, i have done it. No need to write in pinyin or in Chinese.

Buy a prepaid Debit card both Visa and Mastercard has these. Works without problem in China and you can recharge it online and check statement etc ..

You can also wire money to other banks in China like Construction bank etc but i would only recommend Bank Of China. They are pro and never had a problem with them.

halfpint:
I think everyone on this site should be prepared to help others in need.  I have just discovered how I can help.  In the future just send me your money, I will make certain it gets to China.  Amazingly, I am prepared to do this at no cost to you.  Just don't ask me what will happen with your money once it gets to China.  Your welcome!

Bee964:
I think I would do the same as Shaun. I would set up a seperate account and get 2 bank cards to it. (I had a second one for my ex-wife on one account) That way you could put money into the account anytime you wanted to and she would have access to it right away. Yes, sometimes the bank will hold checks you deposit in the machine but if you have been a customer for a while at that bank you might be able to get them to remove the automatic hold put on the check. I did and I have never had them hold a check deposited in the machine. When I was in China I took out 1000 RMB with my bank card and the cost was minimal. I think it was $2.50. I will do this if my fiance needs any financial assistance but so far she has not needed any.

Dave C

Pineau:
I gave Fiona my ATM card from wells fargo bank to use while I was back in the States. It worked well for her as long as we dont exceed $330 per day. While I wa back in the USA I opened a joint acccount for us and now she has her very own Wells Fargo ATM card. I also made arangements with Wells Fargo to connect my checking account with the Agricutural bank of China account I opened in Guangzhou. I will do a test transfer as soon as bo banks verify the account information. If that works I can move funds back and forth from Wellfargo and ABC online through the internet.

Neil:
Ok, how did you open a joint account while she is still in China?  She isn't there to sign anything.  That's something I would be interested in doing.  I was thinking about opening a separate account in another bank and mailing her the card to use. 

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